Interesting thoughts from more than a decade ago.....

CONCLUSION
The health policy community has paid insufficient attention to the role of past policies in accelerating costs and diminishing access to Insurance and has been too quick to recommend solutions based on optimistic projections of new regulatory efforts. Reform and aid to those in need based on free market principles are unique in recognizing the values of diversity and the desirability of choice in the highly personal realm of medica1 decision making. Freed of perverse incentives and regulatory obstacles, including those that would be exacerbated by much of the recently proposed reform legislation, markets in medicine, as in other areas, will outperform politics in making desirable health care available to Americans.

From here. Be patient, the pdf is slow to download.